Your investments are one part of your financial life. Here’s how to build the rest.
How you’re taxed. How your assets are owned. Real assets you own outright. A Plan B outside the country. What your family inherits.
Family offices handle all of this for the wealthy. We help you build it for your family, in the right order.
Your Sovereignty Score · free · nine questions · about five minutes
Three forces quietly siphon your wealth. Nobody taught you how to slow them down.
Inflation takes your purchasing power. Same cart, same groceries, higher total — every year, driven by government monetary policy you have no control over.
Taxes take your income. Not just the rate on paper — the one you actually pay, because nobody ever showed you the legal ways to lower it.
Permission takes your freedom. More forms, more disclosures, more explaining yourself to move money you already own. It has gone in one direction your whole adult life, under both parties.
You are not going to stop any of the three. You can stop being fully exposed to them.
Earning more is only one side. What you keep is what counts.
Most people focus on earning more. That matters, but inflation and taxes quietly shrink what you actually keep, and almost nobody plans for them. You can’t control inflation, but you can control how exposed you are to it. And taxes can be legally lowered with the right structure.
Most precious-metals specialists don’t work on taxes, and most advisors don’t touch metals. What you keep depends on both, so we work on both.
Most plans cover one piece.
Here’s the rest.
Most financial plans start and end with investments. But how you’re taxed, how what you own is protected, real assets, a Plan B and what your family inherits decide how much of it actually stays yours.
The 7 Steps to Sovereignty.
Seven layers, bottom to top: understanding how money works, owning real assets, protecting them, and passing them on. The order is what makes it hold. You can’t protect what you don’t own yet.
Inside, we call it the 7 P’s. Tap any layer to see what it covers.
Three steps. Starting free.
See where you stand
The Sovereignty Score. Nine questions, about five minutes. You see your score across all seven layers and which one to build next.
Learn how money really works
The Money Foundations Course. How money, inflation, and the dollar actually work, in plain English. About 2–3 hours, at your pace.
Build it in order
One layer at a time, with as much or as little help as you want. Teach yourself, get a written plan, or build it alongside us.
You’ve been the general contractor of your own financial life. Nobody ever asked if you wanted the job.
It isn’t your fault. Nobody hands out the map, and every specialist you’d call only knows their own piece.
One map. One order. One team. You still decide what gets built.
Four ways in. Pick how much help you want.
The Money Foundations Course
Free
You’ve felt something is off. This explains what is happening and why, before you spend a dollar.
What you get
- How money, inflation, and the dollar actually work
- Self-paced, no live sessions
- About 2–3 hours, total
Recommended: any net worth or income
Sovereign Society
$47 / month
Go deeper on every key concept, with people doing the same work beside you.
What you get
- All seven layers, every key concept in depth
- A monthly group call with Bradley
- A community on the same climb
Recommended: any net worth or income · 1–2 hours a month
The Sovereignty Map™
By application
Your route, charted for your situation: every move, in order, on paper.
What you get
- A written plan for your situation
- Four sessions with Bradley
- Mapped in 30 days or less · 5–7 hours of yours
If it’s not worth the money for you yet, we’ll tell you.
Recommended: $250K+ net worth, or $100K+ income
Sovereign Ascent™
By application
The Map charts the route. The Ascent is the climb, with someone alongside you the whole way.
What you get
- All seven layers implemented with you
- A written plan for your situation
- Live access to Bradley as needed, over 6–12 months
Recommended: $1M+ net worth, $250K+ income, or business owner
Beyond The Dollar educates and organizes. We are not a law firm, accounting firm, investment adviser, insurance agency, immigration advisor, or IRA custodian. Independent licensed professionals do that work, and we help you find the right ones and coordinate with them. Net worth excludes equity in your primary home.
Precious metals
Want physical gold or silver now? We sell it directly, held outright or inside a self-directed IRA.
Precious metals are volatile and can lose value. We have a commercial interest in the sale of metals.
MemberNational Coin & Bullion Association
Bradley Roth
Founder, Beyond The Dollar
I built what I couldn’t find.
I didn’t grow up learning how money works. Most people don’t. I followed the plan most Americans are handed, and through my 20s I fell further behind.
So I stopped guessing and started learning. I went to work inside the precious-metals industry and became a tax strategist. My decisions changed, and so did the direction of my family’s life.
Wealthy families never figure this out alone. They pass down how money really works and pay specialists to keep them ahead. I believe those rules should be available to everyone.
- Taxes and real assets, together. What you keep depends on both, so I work on both.
- A vetted team. Trusted attorneys, CPAs, custodians, and other specialists who have the answers when I don’t.
- Straight answers. You’ll know how I’m paid. I’ll tell you what to do first, even if it isn’t with us, and sometimes that answer is “not yet.”
I’m a husband and a father of young kids, building the same things for my family that we teach here.
Picture what’s different
a year from now.
- You own real assets outright, in your name.
- Your tax bill reflects decisions you made on purpose, not defaults you inherited.
- You’ve started a residency path or decided against one, on purpose, not by accident.
- Your kids have more doors open than you did at their age.
- And when the next headline lands, you read it with interest instead of dread.